Cash Flow & Planning

The 13-Week CFO Cash Flow Forecaster

Stop assuming invoices get paid instantly. Forecast your true cash position across the next 13 weeks using realistic collection-lag logic.

Get 13-Week Forecaster
Google Sheets & Excel
From $97
one-time
Get 13-Week Forecaster
Delivered instantly as a fully-working .xlsx file that also opens cleanly in Google Sheets. No plugins, no subscription.

Real formulas, not templates

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About This Template

Most businesses don't fail because they're unprofitable — they fail because they run out of cash, usually while the P&L still looks fine. This kit forecasts your true cash position across the next 13 weeks using realistic same-week, 1-week, and 2+ week payment lag modeling, instead of assuming every invoice gets paid the instant it's sent. A Best / Base / Worst-Case scenario toggle lets you stress-test your cash position in one click, actual-vs-forecast variance tracking shows your forecasting accuracy improving the more you use it, and a live dashboard surfaces your lowest balance, riskiest week, and 13-week net cash change automatically — all built across 7 fully linked tabs with 255 working formulas.

Choose Your Tier

All four tiers include the full 13-week forecasting system — pick the level of support and rights you need. Select your tier inside checkout.
Starter
$97 one-time
  • A fully-built 13-week cash flow forecasting system for Google Sheets
  • 7 connected tabs: Assumptions, Scenario Toggle, Cash Inflow Detail, Cash Outflow Detail, 13-Week Forecast, Dashboard, Instructions
  • 255 working formulas, zero manual math
Choose Starter
Complete
$127 one-time
  • Everything in Starter
  • Adds a One-Page Cash Position Summary — a printable, shareable snapshot of where you stand
Choose Complete
White-Label
$397 one-time
  • Everything in Pro
  • Full rights to remove our branding and add your own logo and business name
  • Signed license agreement template — deliver this to your own clients under your own brand
Choose White-Label

Works well with

Annual Cash Flow Command Center
$247
Budget vs. Actual Variance Tracker
$47
The Startup Burn Rate & Runway Tracker
$67

Frequently Asked Questions

Do I need to know Excel or accounting to use this?

No. If you can type numbers into a cell, you can run this. The formulas are already built — you're filling in assumptions, not building a model.

Will this work for my industry?

Yes. The core mechanics — sales, collection timing, fixed costs, payroll, debt service — apply to almost any business. Restaurants, agencies, ecommerce, professional services, and everything in between.

What if my collection timing doesn't match the 3-lag structure?

The Assumptions tab lets you set your own percentages for same-week, 1-week, and 2+ week collections — so you calibrate it to your actual business, not a generic default.

I'm not great with spreadsheets. Will I break it?

Every input cell is clearly color-coded and marked, and the instructions tab walks you through exactly what to touch. You'd have to work hard to break a formula you're not supposed to touch.

Does this replace my bookkeeper or accountant?

No — it complements them. This is a forward-looking planning tool. Your bookkeeper tells you what happened. This tells you what's coming.

Can I use this for multiple clients if I'm a consultant?

The Starter, Complete, and Pro tiers are licensed for your own business. If you want to deliver this to your own clients under your own brand, that's the White-Label tier.

What if I still have questions after I buy?

The Pro and White-Label tiers include the PDF quick-start guide plus direct email support. Starter and Complete are self-serve, but the instructions tab covers the vast majority of questions people have.

Isn't $97+ a lot for a spreadsheet?

It's not priced as a spreadsheet — it's priced as a system that replaces hours of manual model-building and catches a single cash crisis most businesses would pay far more to avoid. One avoided scramble pays for this many times over.

What's your refund policy?

All sales are final. Because this is a digital product delivered by instant download, we're unable to offer refunds once the file has been accessed, in line with standard platform policy. Review the features and FAQ above to make sure it's the right fit before buying, or reach out with questions first.

Ready to get started?

Delivered instantly. Works in Google Sheets and Excel. Yours to keep, forever.

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