Cash Flow & Planning

Budget vs. Actual Variance Tracker

Know within minutes exactly where your business is over or under budget before it impacts your cash flow.

Get Variance Tracker
Google Sheets & Excel
$47
one-time
Get Variance Tracker
Delivered instantly as a fully-working .xlsx file that also opens cleanly in Google Sheets. No plugins, no subscription.

Real formulas, not templates

No subscriptions, ever

Instant access after purchase

About This Template

This tool compares what you budgeted to what actually happened, by category, automatically. Log each period and the built-in trend indicator shows whether your variance is improving or worsening over time — not just a single snapshot. Includes a board-ready printable summary for sharing with a boss, client, or investor.

Works well with

Annual Cash Flow Command Center
$247
The 13-Week CFO Cash Flow Forecaster
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The Startup Burn Rate & Runway Tracker
$67

Frequently Asked Questions

What format is this delivered in?

A fully-working Excel (.xlsx) file that also opens cleanly in Google Sheets — no plugins or add-ons required.

Is this a subscription?

No. It's a one-time purchase. You own the file outright with no recurring fees, ever.

What's your refund policy?

All sales are final. Because this is a digital product delivered instantly and in full, and every listing includes detailed screenshots of every tab before you buy, we don't offer refunds after delivery.

Can I use this for multiple businesses or clients?

Each purchase is licensed for use within a single business. If you're a consultant, bookkeeper, or advisor looking to use it across multiple clients, reach out and we can discuss options.

Is this tax, legal, or financial advice?

No. This tool is an organizational and planning aid, not a substitute for advice from a licensed accountant, tax professional, or financial advisor.

Ready to get started?

Delivered instantly. Works in Google Sheets and Excel. Yours to keep, forever.

Get Variance Tracker